LoanCrate
L

LoanCrate

Enterprise Software & Network Solutions

Apt Insight

They have strong internal enthusiasm around their AI mission, offering high autonomy in a fast-paced environment where engineers can ship quickly. LoanCrate is a remote-first fintech company based in Los Angeles operating within the mortgage software sector. The business operates as an early-stage startup within the 11 to 50 employee range. The team closed a $4m seed round to modernize legacy mortgage origination workflows. They build automated tools to streamline loan processing and reduce lender overhead.
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About

We started LoanCrate to make home-buying simpler and less expensive for lenders and borrowers (us!). Today, mortgage lenders are stuck running their companies on software products built 20 years ago. These products are slow and unstable, and end up costing lenders millions of dollars in other otherwise preventable mistakes every year. LoanCrate solves those problems and more, helping lenders improve the home-buying experience for people all over the country. Since starting in January 2021, our remote team has closed a $4m seed round, grown to 14 people, and launched our first product. And since adopting LoanCrate in June, our customers have used LoanCrate to power >$7.5b in new home loans. We're on track to achieve strong profitability by mid-2022 after doubling (or more) our team size in the meantime. Our team is a group of people excited to tackle the complexity of the home-lending industry. We care about collaboration, very open communication covering the good & the bad so that we learn from our decisions quickly, and ultimately having fun while we're building. You'll fit in well if you like diving deep quickly!
Founded2020
HeadquartersLos Angeles, US
IndustryEnterprise Software & Network Solutions
Websitewww.loancrate.com
Employees37

Open roles at LoanCrate

3 open roles, newest first.
Senior Security EngineerLos Angeles, California · Remote only
Senior Product DesignerLos Angeles, California · Remote only
Engineering ManagerLos Angeles, California · Remote only

Why people join & leave

Why join
High autonomy and flat organizational hierarchyModern AI-driven product focusFully remote work flexibility
Why leave
Startup volatility and runway pressureLong hours and heavy workloadShifting product priorities

Company Pulse

Headcount
-8%past year

In the News

ChatGPT/Codex is killing it. We're finding at Loancrate that we're getting at least 10x more work done per dollar with Codex than we were with Claude/Anthropic. Many of our engineers are switching …linkedin.com · Sep 8, 2026
Senior Software Engineer - Onboarding Automation at Loancratejobs.ashbyhq.com · Aug 21, 2026
Loancrate is hiring! We're moving fast to fix home loans in the US, using AI to reduce the $12,000 in fees you have to pay every time you get a mortgage.linkedin.com · Aug 13, 2026
We’re hiring Senior Software Engineers at Loancrate. | Austin Sutlifflinkedin.com · Mar 19, 2026
Automating the 'Stare and Compare' | Loancrateloancrate.com · Mar 11, 2026

Employee Experience

4.0/5
Career Opportunities
4.0
Compensation & Benefits
4.0
Culture & Values
4.0
Diversity & Inclusion
4.0
Senior Management
4.0
Work-Life Balance
3.7

Quick Take

Strengths
Strong culture scoreHolds an 80 rating across culture, values, and senior management.
Seed funding securedClosed a $4m seed round to modernize mortgage origination.
Watch out
Work-life balance concernsWork-life balance is rated at 74 alongside employee complaints of 60-plus hour workweeks.
Note
Remote-first setupOperates fully remote with team members distributed across the United States.

Things to consider

Startup Runway Uncertainty — Former employee feedback highlights past cash-flow tightness and communication concerns around financial stability.
Long Working Hours — Some reviews cite demanding schedules of over 60 hours per week amid shifting priorities.

Leadership

HC
Hayden ColbertCo-founder & CEO
AL
Andrew LinfootCo-founder & CTO
TM
Todd MedemaHead of Product
DH
David HudsonHead of Application Engineering
TR
Trevor RobinsonHead of Platform Engineering
JB
Jason BrierHead of Design
JF
Jessica ForbesHead of Mortgage Operations
AL
Andrew LuherHead of Customer Success

What They Build

LoanCrate builds an AI-native Loan Origination System designed to automate condition clearing, document ingestion, and compliance validation for mortgage lenders. Their engineering challenge centers on semantic document reconciliation and replacing manual operational pipelines with declarative configuration-as-code. Development emphasizes end-to-end ownership, rapid prototyping, and heavy integration with machine learning models.
Loan Origination Systems
Document Processing
Workflow Automation
Compliance Technology
Domains
Backend
Frontend
DevOps
Machine Learning
Tech Stack
TypeScript
React
GraphQL
Docker
Terraform
Elasticsearch
RDS